Privacy Policy

Your privacy is important to us at SMALL-BUSINESSLOANS. In this Privacy Statement, you can learn what kind of information we collect, when and how we might use that information, how we protect the information, who has access to it, and what choices you have with respect to your personal information.

This Privacy Statement applies only to information collected online from the users of this website and from users of SMALL-BUSINESSLOANS applications. Unless expressly stated, this Privacy Statement does not apply to any other websites that are linked to from our site, and does not apply to information we may collect in any other way, including offline.

Our website may contain links to sites maintained by others. This Privacy Statement does not reflect the privacy practices of those sites and if you have any questions about the privacy practices associated with those sites, please review the privacy statement posted on each site.

Please read this Privacy Statement in its entirety to understand the following:

WHAT PERSONAL INFORMATION DOES SMALL-BUSINESSLOANS COLLECT AND HOW DOES IT USE THAT INFORMATION?

We collect information about our users in three ways: directly from the user, from our Web server logs, and through cookies. We use the information primarily to provide you with a personalized Internet experience that delivers the information, resources, and services that are most relevant and helpful to you. We don’t share any of the information you provide with others, unless we say so in this Privacy Statement, or when we believe in good faith that the law requires it.

User-Supplied Information: When you register for our services or order products via our site, or when you use our contact us form, we ask you to provide some personal information (such as your name, address, phone number, e-mail address, payment card information and/or certain additional categories of information resulting from use of our websites and services, such as research requests). We keep this information in a contact database for future reference, as needed. We may use certain information you provide to offer you products and services that we believe may be of interest to you. If you don’t wish to receive such offers, you may opt out (unsubscribe) as described below.

If you contact us for customer support, we may ask you to provide information about your computer or about the issues you are trying to resolve. This information is necessary to help us answer your questions. We may record your requests and our responses for quality control and other related purposes.

Some SMALL-BUSINESSLOANS pages make chat rooms, forums, message boards, or news groups available to you. Please remember that any information disclosed in these areas is public. You should exercise caution when disclosing personal information in these areas. Don’t disclose information in these public forums that might be considered confidential.

Web server logs: When you visit our website, we may track information about your visit and store that information in web server logs, which are records of the activities on our sites. Our servers automatically capture and save the information electronically. Examples of the information we may collect include:

* your unique Internet protocol (ip) address;
* the name of your unique Internet service provider;
* the town/city, county/state and country from which you access our website;
* the kind of browser or computer you use;
* the number of links you click within the site;
* the date and time of your visit;
* the web page from which you arrived to our site;
* the pages you viewed on the site; and
* certain searches/queries that you conducted via our website(s).

The information we collect in web server logs helps us administer the site, analyze its usage, protect the website and its content from inappropriate use and improve the user’s experience.

Browser cookies: In order to provide a tailored, unique, and customized personal service, our websites and applications may use cookies to store and help track certain information about you. Cookies are simply small pieces of data that are sent to your browser from a Web server and stored on your computer’s hard drive. We use cookies to help remind us who you are and to help you navigate our sites during your visits. Cookies allow us to save passwords and preferences for you so you won’t have to re-enter them each time you visit.

The use of cookies is relatively standard among most websites. Most browsers are initially set up by default to accept cookies. However, if you prefer, you can set your browser to either notify you when you receive a cookie, or to refuse to accept cookies altogether. You should understand that some features of many sites may not function properly if you don’t accept cookies.

SPECIAL NOTE ABOUT GOOGLE ADVERTISING

From time to time we may serve advertisements by Google, Inc., and affiliated companies, which are controlled by using cookies. These cookies allow Google to display ads based on your visits to this site and other sites that use Google advertising services. Learn how to opt out of Google’s cookie usage. As mentioned elsewhere in this statement, any tracking done by Google through cookies and other mechanisms is subject to Google’s own privacy policies.

HOW DOES SMALL-BUSINESSLOANS PROTECT THE PERSONAL INFORMATION THAT IT COLLECTS?

Our IT experts have implemented certain appropriate security measures to help protect your personal information from accidental loss and from unauthorized access, use, or disclosure. For example, some of our websites are protected with Secure Sockets Layer (SSL) technology. Also, we store the information about you in a data center with restricted access and appropriate monitoring and we use a variety of sophisticated security measures to secure your data. In addition, we use custom intrusion detection and virus protection software. However, please note that we cannot guarantee that unauthorized persons will always be unable to defeat our security measures. No security system is 100% foolproof.

Also, please note that we may store and process your personal information in systems located outside of your home country. However, regardless of where these activities occur, we take appropriate steps to ensure that your information is protected consistent with the principles set forth under this statement and with the utmost of care.

WHO HAS ACCESS TO THE INFORMATION?

We will not sell, rent, or lease mailing lists or other customer data to others, and we will not make your personal information available to any unaffiliated parties, except as follows:

* to agents and/or contractors who may use it on our behalf or in connection with their relationship with us; and
* to attorneys who may use it on your behalf or in connection with their relationship with us; and
* as required by law, in a matter of public safety or policy, as needed in connection with the transfer of our business assets (for example, if we are acquired by another company or if we are liquidated during bankruptcy proceedings), or if we believe in good faith that sharing the data is necessary to protect our rights or property.

We also rely on some of our affiliates for support of the products and services we offer, and we share some of our back-office functions with other companies. Our affiliates are all required to preserve the confidentiality of any personal information they may access. We will not voluntarily disclose any information about your usage to unaffiliated third parties, except as necessary in order to service the account, or to enforce the terms of use, or to meet our obligations to content and technology providers, or as required by law.

We may also use statistics regarding usage for product development purposes, but we only use those statistics in the aggregate and they do not include any personally identifiable information about specific individual users.

Your access to some of our services and content may or may not be password protected. If so, we recommend that you refrain from disclosing your username(s) and password(s) to anyone, ever. We also recommend that you sign out of your account or service at the end of each session. You may also consider closing your browser window when you have finished your work, especially if you share a computer with other people, or if you are using a computer in a public internet access place like a library or Internet cafe.

DATA INTEGRITY

SMALL-BUSINESSLOANS processes Personal Information only for the purposes for which it was collected and in accordance with this privacy policy

HOW MAY I CORRECT, AMEND OR DELETE MY PERSONAL INFORMATION AND/OR UPDATE MY PREFERENCES?

You may cancel your registration or update your preferences at any time simply by using the contact us form. If you don’t want to receive information about our products or services, please update your account preferences (where available), check the appropriate box when registering, and/or utilize the “unsubscribe” mechanism within the communications that you receive from us.

If you have any additional questions or concerns related to this statement and/or our practices, please use the contact us form.

PRIVACY STATEMENT CHANGES

If our information practices change in a significant way, we will post the policy changes here. This Privacy Statement was last updated on December 17, 2011.