Business Funding Options

Lisa asks…

Has anyone ever won a case against a check advance business because of a technicality?

A cash advance business deposited one of my checks and it was returned insufficient funds. According to my state’s banking laws if a check is returned for insufficient funds the business is required to inform you in writing of your options to pay it off in four equal monthly installments before they take any civil action. They did not inform me of this and filed suit in court. Can I beat this in court? Since they didn’t follow state regulations, can this be dismissed?

admin answers:

If you would like an answer to your question, then don’t you think it would be important to name the state where this occurred?

Robert asks…

Question about Agencies that receive Government Funding?

So they get funding to promote all the expectant mothers’ options equally, but;

Their business is adoption.

Do they really present all options equally and who checks up on them to ensure that they do?

admin answers:

They get funding to promote all options BUT: They get MORE $$$ money if mom relinquishes.

It’s easy to say, “you could keep your child; there are programs to help. But it’ll be lot harder and there are people waiting to give your child everything you can’t give him/her” Isn’t that “promoting all options”?

“If you love your child, adoption is the loving option.” {{barf!**}}

What a load of crap! Guess it pays to lobby!

Daniel asks…

i have a business plan for a business, and need help with “grant writing”. with no money,what are my options?

i have a written business plan that i use for SBA.COM, business plan proposal.
the problem im facing is what is it i do now?? i need help wrting a real porposal for funding my business and it is harder than it seem when trying to write it all myself.
The Online “Grant writing” sites that ask for too money seem like scarms too me.
SO WHO CAN I GET HELP FROM??? who and where should i go to get help in writing proposals??
i have no money and my credit isnt that great for bank loans.

admin answers:

Go to and in the upper left hand corner, enter your zip code. On the next screen, you will find the SCORE chapter nearest you. Call them and arrange for a free meeting with a SCORE counselor to review your business plan and discuss loan options..

SCORE “Counselors to America’s Small Business” is a nonprofit association dedicated to educating entrepreneurs and the formation, growth and success of small business nationwide. SCORE is a resource partner with the U.S. Small Business Administration (SBA).

SCORE was founded in 1964 and is headquartered in Herndon, VA and Washington, DC and has 389 chapters throughout the United States and its territories, with 11,500 volunteers nationwide. Both working and retired executives and business owners donate time and expertise as business counselors. SCORE is America’s premier source of free and confidential small business advice for entrepreneurs.

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