I have an idea for a business but I have NO MONEY AND NO JOB?
WHAT CAN I DO AND WHERE CAN I GO…VERY BAD CREDIT….I KNOW ABOUT SMALL BUSINESS ASSOCIATION, EBAY, BANK LOANS ETC….BUT WHAT EXACTLY DO I DO FIRST….SOME ONE SUGGESTED I READ BOOKS AND STUFF AND FOLLOW THEY’RE ADVICE…BUT YOU STILL BE ESTABLISHED IN SOME KINDA WAY IN MOST OF THOSE BOOOKS….I CAN NOT SLEEP AT NIGHT….PLEASE HELP AND NO BASHING….THANKS (ALSO, I’M SINGLE MOTHER WITH 2 SMALL KIDS STRUGGLING TO MAKE IT OUT THE GHETTO)
First things to do is check your attitude, as that is the most important asset you bring to the table. A loan is probably out of the question if you have not paid well in the past. You need to write a business plan and convert ideas to paper. Have you researched similar businesses, and possibly contact the owners to see if they offer some advice, and let them know you are looking for a mentor. There are grant programs and opportunities for minority people, so you need to make calls and use all that free time wisely. Don’t be afraid to ask other people for help, and never be afraid to admit you don’t have all the answers. Are you better suited to work for someone else? Maybe. After all is said and done, nothing will happen unless you commit 100% and drop all excuses for failure.
Rebuilding Credit Rating?
Well as a teenager I went into debt, At the end of this year ill be out of debt with every bill paid as well as my bad records wiped.
Should i get a small loan to add a positive record onto my credit rating? I have no debt, a secure job and disposable income
The loan id either use for a overseas holiday or a really nice computer, possibly, only tiny, starting a small business
I fail at saving, so its not really a option for now, id rather have debts to pay off and they are all 0 now.
Congrats on getting out of debt -== well since you have either a low or still bad credit score i would go with the computer == since the computer will act as security for the loan so you should have no problem getting the loan — once again i am proud of you and good luck!!!
I need help with a small business?
I’m 13 teen years old and I need help opening my small business my mom won’t help me or my sister my dad said he can help me but he has bad credit and he doesn’t have a Job my dad is like 60 years old and he was a veteran and my mom keeps saying save my money WTF I don’t have any money she thinks I need 100 dollars I need way more money then that I need like 6,000 but nobody won’t help me get a loan but my dad my mom says he can’t get a loan and plus it will take me forever to save up 6,000 dollars can somebody pls help me.
Well what is you business… Do you have a business plan? What about a 5 year projection? Make sure you put in all the work before you ask for money. Faliure to plan is a plan to fail
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